Madhu Nair, Executive Director, Union Asset Management Company PVT LTD.
The new income tax regime for fiscal year 26 may be a change of play for systematic investment plans (SIP) in the coming years with potential funds with a touch of ₹ 40,000 million matu, matu, matu, matu, matu, matu, matu, matu, matu, matu, matup. PVT LTD.
The exemption of IT for people who earn up to ₹ 12 Lakh would annually increase their income from available income and provide households with a channel their savings in long -term investments through SIP. Union Mutual Fund believes that this environment could offer an opportunity for investors to align their financial plans with a possible long -term wealth creation, he told Businessline in an interaction.
The retail investor is maturing rapidly, as reflected in the resistance of SIP flows. Traditional fixed -income investment options are no longer as lucrative as one, creating a stronger incentive to take calculated risks, which drives the growing preference for the SIP, he added.
When asked about the current market dynamics after Trump’s rate, he said that the feeling of investors is infused by market noise and uncertainty. Successful capital investment means not being consumed by thesis feelings. This is the time not only to start SIP, but also to complete them. Within the capital funds, it is better to opt for well-diversified funds such as flexi-ca or multi-capital, which should be in the nucleus of the portfolio.
By investing in gold in the current scenario, he said that gold is a large class of alternative assets given its low or negative correlation with actions. The central banks around the world have increased their exposure to gold due to the highly loaded geopolitical environment. Gold has always been the best safe refuge, and while the environment remains hostile, it will continue to shine.
UNION AMC currently manages around ₹ 200,000 million rupees in Astset in 28 funds, covering shares, fixed income, multiple strategies, solution -oriented, a gold ETF and a gold backgrounds (FOF). “Our goal is to increase our assets under administration to ₹ 1 Lakh Crore in the next four years and the investor base at 30 LAKH of the current 9 Lakh.”
In the Kerala market, Nair said that the company sees a lot of potential for investments given the growth of remittances and FDD that are a significant national average of Lenon. “We see a very strong market in Kerala but a relatively low participation in capital markets compared to other parts of the country. We plan to work closely with all interested parties to increase awareness about MFS and SIP.
Posted on April 22, 2025